Published by Zeb BhamBusiness secretary Vince Cable and chancellor George Osborne are set to present a green paper to parliament before its recess next week, warning that banks' refusal to lend could cause a double-dip recession.Mr Cable told the Guardian there is a fundamental policy conflict "between efforts to make the banks safer and our wish to get them lending more freely to promote growth".His comments came after the latest official figures showed that less money was lent than repaid last month, with small businesses said to be particularly impinged by a lack of credit.Since the onset of the financial crisis in September 2008, there have been only three months where lending has been greater than repayments."We have to acknowledge there is an issue," said Mr Cable, warning that healthy business lending would be essential to avoid a double-dip recession.Further economic contraction would likely put extended strain on the pound in global forex trading, while also putting the UK's sovereign debt rating under further pressure.Gross domestic product figures for the second quarter are due out on Friday (July 23rd).For more information on international payments, visit our Smart FX site.